Solution

I found that some of the bank are offered some education loan, maybe it can ease my axiety!
If there are another choices, i rather loan from PTPTN.
Because the interest is lowest among all the organizations loan, isn't it? with 3% of interest from your principal, return after you graduated, 2years time or less than until you get a job if not mistaken, the installment can drag to 180months(15years) or more depends on the amount you are borrow. Hopefully i could get the loan!